If you are planning to visit Nepal, then insurance should be your first priority to consider. If you do not have insurance, then there may not be financial aid for your sudden health problem. So if you are going to Nepal for trekking, then you should have travel trekking insurance. Nepal Himalaya trekking routes offer high altitude which may cause high altitude sickness, food poisoning and hypothermia.
If any of above problems happen to you at 4500 feet up a mountain, then obviously you may not want to stay there a night. So you may need helicopter rescue because mountainous and hilly terrain lands are the major obstacles to reach Kathmandu city.
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